What is GlowChat?

A creator-to-fan messaging platform where fans send paid messages to verified creators. Creators reply directly, and fans purchase GlowCoins to send messages. GlowChat handles transactions, safety, and moderation while creators provide the content.

Safe & Professional Platform

GlowChat does not allow adult content, explicit material, escorting, or sexual services. All communication must follow our Content & Safety Policy. We are used by athletes, influencers, creators, coaches, artists, educators, and public figures who want a direct messaging channel with their audience.

Platform Overview

GlowChat is a direct messaging platform that enables meaningful connections between content creators and their fans. Unlike traditional social media, we focus exclusively on private, one-on-one conversations that creators can monetize through our GlowCoin system.

Our platform combines the intimacy of direct messaging with secure payment processing, giving creators full control over their time while providing fans with authentic access to their favorite personalities.

What Are GlowCoins?

GlowCoins (GC) are virtual credits used exclusively within GlowChat to send messages to creators.

  • Pricing Reference: Packages start at $5 for 500 GC
  • Platform-Only Currency: GlowCoins have no monetary value outside GlowChat
  • Not Cryptocurrency: GlowCoins are NOT blockchain-based or tradeable currency
  • Never Expire: Your GlowCoins remain in your account indefinitely
  • Refund Policy: Unused GlowCoins are refundable within 30 days of purchase
Starter$5.00
500 GC
POPULAR
Popular$10.00
1,100 GC
+10% bonus
Value$20.00
2,300 GC
+15% bonus
Best Value$50.00
6,000 GC
+20% bonus
VIP$100.00
12,500 GC
+25% bonus

Payment Flow & Compliance

GlowCoins is an internal, closed-loop virtual currency used solely within GlowChat. Users purchase GlowCoins through Stripe-processed payments only, and those GlowCoins can be used to access features such as paid messaging or unlocking creator content.

Key Point: GlowCoins do not represent money and cannot be withdrawn or redeemed by users or creators. They are simply an internal metric we use to calculate engagement. When users purchase GlowCoins through Stripe Checkout, that payment is recorded as platform revenue. The platform then pays creators a standard revenue share based on the real revenue the platform earned via Stripe. These payouts are sent in fiat through Stripe Connect accounts.

1
How Users Add Funds

Users purchase GlowCoins using Stripe Checkout
Stripe is the only payment processor we use
User pays Stripe → Stripe charges their card → our system credits the user's GlowCoins balance
No peer-to-peer transfers, no cashing out, and no alternative funding methods

2
How GlowCoins Are Used

GlowCoins can be spent only inside the platform on:

Sending paid messages to creators
Unlocking premium posts or content set by creators

Important: GlowCoins cannot be used for anything outside GlowChat, cannot be traded, and cannot be exchanged for real money.

3
No Cash-Out, No Financial Exchange, No Risk

The system is purposely designed to avoid financial-risk behavior:

Creators do NOT withdraw GlowCoins. They only receive normal, fiat payouts based on the revenue the platform earns from Stripe payments.
GlowCoins never leave our system.
No user-to-user transfers are allowed.
No gambling mechanics, raffles, or chance-based rewards.

This makes GlowCoins a closed-loop utility token, not a financial instrument, wallet, or stored-value system.

4
Why We Use a Virtual Currency

Smooth in-app pricing - Standardized messages/content unlocks

Reduced transaction friction - Users don't use Stripe for every message

Transparent spend tracking - Easy to see where coins go

Clear separation - Between Stripe payments and user actions

5
Compliance Summary

GlowCoins:

Not redeemable for cash or value
No resale or transferability
Not a substitute for real-world money
Does not enable user-to-user payments
Only purchasable via Stripe Checkout
Does not interact with risky content

Stripe remains the sole entry point for all funds, and GlowCoins are only a metering mechanism for features. This structure prevents financial misuse, ensures compliance, and minimizes risk.

How It Works: For Fans

1

Create Your Account

Sign up in seconds using email or social accounts. No credit card required to start browsing.

2

Purchase GlowCoins

Buy GlowCoins through Stripe. Our packages range from starter to VIP tiers:

Starter$5.00
500 GC
POPULAR
Popular$10.00
1,100 GC
+10% bonus
Value$20.00
2,300 GC
+15% bonus
Best Value$50.00
6,000 GC
+20% bonus
VIP$100.00
12,500 GC
+25% bonus
3

Browse Creators

Explore our curated list of verified creators across gaming, lifestyle, art, fitness, and more. Each creator sets their own message price (typically 100-500 GC per message).

4

Send Messages

Click "Message" on any creator's profile, spend your GlowCoins, and start chatting! Messages are delivered instantly, and creators typically respond within 24-48 hours.

How It Works: For Creators

1

Create Your Creator Account

Sign up as a creator and complete your profile with bio, avatar, and social links. Set your availability and message pricing.

2

Connect Stripe & Complete KYC

Creators must complete identity verification (KYC) through Stripe Connect before receiving payouts. We use Stripe Connect to handle all payment processing, ensuring you get paid reliably and securely.

Bank-Level Security

Your financial data is encrypted and never stored on our servers. Stripe is trusted by millions of businesses worldwide and handles all identity verification.

3

Set Your Message Price

Choose how much fans pay to send you a message (in GlowCoins). Common pricing:

100 GC
Emerging Creators
($1.00/msg)
250 GC
Established Creators
($2.50/msg)
500+ GC
Celebrity Tier
($5.00+/msg)
4

Respond to Messages

When fans message you, respond at your own pace. Our dashboard shows all conversations in one place, with read receipts and notification settings you control.

5

Get Paid Through Stripe

GlowChat pays creators through Stripe Connect. You keep 70% of all message revenue, with automatic payouts to your Stripe account. Funds are available for withdrawal within 2-3 business days.

Revenue Model & Transparent Payouts

Creator Revenue Split

55%
You Keep
Direct to your Stripe account
2-3 day payout processing
No hidden fees
45%
Platform Fee
Payment processing (Stripe fees)
Platform maintenance & hosting
24/7 customer support
Content moderation & safety

Example Earnings

10 messages @ 100 GC each1,000 GC = $10.00
Your Payout:$5.50
50 messages @ 250 GC each12,500 GC = $125.00
Your Payout:$68.75
100 messages @ 500 GC each50,000 GC = $500.00
Your Payout:$275.00

Safety, Moderation & Fraud Prevention

GlowChat includes built-in safety tools such as user reporting, blocking, automated content monitoring, and human moderation review to keep conversations safe and compliant.

Verified Creators Only

All creators must verify their identity through Stripe KYC and connect a bank account before going live.

Content Moderation

AI-powered and human moderation ensure all content follows community guidelines. Explicit content results in immediate account suspension.

Reporting & Blocking

Report inappropriate behavior or content. Our team reviews all reports within 24 hours. Users can block anyone instantly.

Privacy Protection

All conversations are private and encrypted. We never share your personal information or message content.

Fraud Prevention

Automated fraud detection, Stripe's anti-fraud tools, and manual review processes protect both creators and fans.

About GlowChat

Our Mission

GlowChat was founded to make creator messaging safer, more structured, and more valuable for both fans and creators. We believe in transparent pricing, secure payments, and fostering authentic connections between creators and their communities.

Legal Entity

GlowChat LLC

Support Contact

Support@Glowchat.onmicrosoft.com

Ready to Get Started?

Join thousands of creators and fans already connecting on GlowChat